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2020/21 tax year: Exemptions and allowances

We’ve now entered a new tax year. Whilst some changes were made during the 2020 Budget, other allowances and exemptions have stayed the same. Planning can help you make the most out of your finances…

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What does coronavirus mean for my pension and retirement?

As the coronavirus pandemic continues to dominate world headlines, here’s what it might mean for your pension and retirement plans. The pandemic has created uncertainty in economies around the globe. As a result, stock markets…

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There are 4 different types of ISA available. Your guide to choosing the right one for you

The Individual Savings Account (ISA) was introduced over 20 years ago and since then it’s become an essential part of many financial plans. Since the first ISA, this savings vehicle has evolved and there are…

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How to keep yourself safe from scams during the coronavirus pandemic

One of the more unwanted consequences of the recent coronavirus pandemic has been a reported rise in the number of scams. Fraudsters are taking advantage of the panic currently surrounding the virus, with Action Fraud…

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Everything the Bank of Mum and Dad should know before lending

Rising house prices and the difficulty in saving a deposit are a challenge for many home buyers. So, it’s perhaps no surprise that more and more young people are looking to parents and grandparents for…

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A message from Damien Clyburn to the clients of Otter Financial Services

We’re now several weeks into lockdown due to the coronavirus pandemic, and I understand that this may be an anxious time for you for a variety of reasons. I want to reassure you that operations…

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62 Mill Street,
Ottery St Mary,
Devon
EX11 1AF

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© Otter Financial Services Ltd 2026. Otter Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA reference number 593699. Registered in England and Wales as a Limited Company No. 3576260. Registered Address: 62 Mill Street, Ottery St Mary, Devon, EX11 1AF.

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