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Guide: Everything you need to know about annuities when creating a retirement income

When you retire, you will often have a range of choices available to you about how you access your pension. One such method is an annuity, which could provide you with a reliable income.  If…

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Guide: 7 allowances you might want to use before the end of the 2023/24 tax year

When a new tax year starts, many allowances reset. So, checking if you could make use of allowances before Friday 5 April 2024, when the 2023/24 tax year ends, might be valuable. This guide explores…

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The news can often make the world feel like a bleak and lonely place. So, in case you missed them, here are just a few of the feel-good news stories from 2023 to start the new year with a smile. The feel-good news stories you might have missed in 2023

The start of the new year is the perfect time to reflect on what has happened over the past 12 months. Although the news often focuses on disheartening events, there are plenty of heartwarming stories…

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A man putting a ballot paper into a ballot box. Why general elections in 2024 could lead to volatile investment markets

The last few years have seen volatile investment markets due to the pandemic, lockdowns, and fears that high inflation could lead to economic recessions. Looming general elections could mean investors continue to experience ups and…

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A woman talking on the phone. Fraudsters used “social engineering” to steal £580 million in the first half of 2023

While the amount stolen by fraudsters fell slightly in the first six months of 2023 when compared to the same period in 2022, a staggering amount was still lost to scams. The latest figures from…

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A man looking at some paperwork. Why the numbers are essential for successful financial planning

When creating a financial plan, you often start with your goals. After all, setting out your aspirations first lets you create a plan that’s tailored to you. Yet, understanding your numbers is just as crucial…

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© Otter Financial Services Ltd 2026. Otter Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA reference number 593699. Registered in England and Wales as a Limited Company No. 3576260. Registered Address: 62 Mill Street, Ottery St Mary, Devon, EX11 1AF.

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