Typical ISA savings will pay for just a fraction of care home costs
The cost of care is becoming an increasingly important consideration when planning retirement finances. But research indicates that many are a long way off being able to cover the total cost of their needs should…
Millennials risk missing life milestones due to short-term saving strategies
Millennials have good short term money habits. However, a lack of focus on the future means they could risk missing life milestones that are important to them. Despite social changes, UK millennials still hope to…
No emergency savings? How much should you have and why?
Research from ING shows that 27% of people are at risk of falling into financial difficulties, as they have no savings to fall back on if something goes wrong. It’s easy to think that it…
Hope for savers as Cash ISA interest rates begin to rise
The past decade has been miserable for savers. Low interest rates, coupled with prolonged periods of relatively high inflation has meant that capital held in savings accounts is guaranteed to lose value. However, research now…
Time to act if you have a ‘Pensioner Bond’
For those who invested in 65+ Guaranteed Growth Bonds in 2014 and 2015, it is time to think about what to do with the returns. What are 65+ Guaranteed Growth Bonds? In 2014, NS&I (National…
Seven tips for choosing the right savings account
The Bank of England (BoE) interest rate rise made a splash in the headlines last year. However, the subsequent announcement that inflation continues to increase, and has since hit a six-year high, is one of…
