Planning for care: The costs you might need to make part of your financial plan
Facing challenges later in life that might mean you need to rely on care can be difficult to think about. Yet, planning for care may be an important part of your overall financial plan and…
The joy of anticipation: How financial planning generates wellbeing
This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more…
Report: Social connections and kindness essential for wellbeing
The 2025 World Happiness Report has been released, and this year, it has highlighted the importance of social connections and giving back to your community. The World Happiness Report assesses the current state of happiness…
How to use the “gifting from income” rule to reduce your estate’s Inheritance Tax bill
According to a Citywire report, forecasts from the Office for Budget Responsibility (OBR) suggest the amount of Inheritance Tax (IHT) paid to HMRC will have increased by 11.6% in 2024/25 compared to 2023/24. This will…
The simple step that could boost your annuity income in retirement
You’ve likely spent years preparing for retirement and envisioning the lifestyle you’d like to enjoy once work is officially behind you. You might have even accumulated a significant pension pot through careful planning to help…
4 steps that could recession-proof your retirement
If you’ve been keeping up with the news recently, you’ll likely know that global economic growth is under increasing pressure. In February 2025, the Bank of England halved its forecast for UK growth this year…