If you’re saving into a defined contribution (DC) pension, you can choose how you access the money. You’ll also be responsible for ensuring the savings provide you with an income for the rest of your…
When you think about retirement planning, what challenges come to mind? While ensuring you have enough saved and that you don’t run out of money are common concerns, there is one you may have overlooked:…
When you’re deciding how to pass on assets and who you want them to go to, understanding their value, and how this might change, is crucial. Last month, you read about why estate planning should…
It’s common to feel low during the wintertime. In fact, the NHS reports that seasonal affective disorder (SAD) affects around 2 million people in the UK and more than 12 million across northern Europe. SAD…
While it can be tempting to actively monitor and manage your investments, taking a back seat could lead to better outcomes. There’s a saying that “the best investors are dead” because they’re not tempted to…
Last year, chancellor Jeremy Hunt made some key announcements during the autumn statement that could affect how much tax you pay from April. Reviewing your financial plan could help you understand if you’ll be affected…