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A person looking at investment performance on a tablet. 5 crucial things you need to understand before considering crypto

Please note: Cryptoassets may not be regulated so please be aware that trading them carries a considerable amount of risk for your capital. Cryptocurrencies are also not covered by existing consumer protection laws and are…

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Mature couple walking outside a house How the value of your estate affects a key Inheritance Tax allowance

Inheritance Tax (IHT) is a growing concern for many people in the UK, with increasing numbers of estates facing a rising tax liability. Each year, the amount of IHT paid to HMRC is increasing. By…

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Stacks of £1 coins. Powerful reasons to plan how to use your 2026/27 allowances and exemptions now

The 2026/27 tax year started on 6 April 2026. While you have until 5 April 2027 to use tax-efficient allowances and exemptions, making a plan now could be valuable. Here are four powerful reasons to…

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A man following a map. Wealth v strategy: Why a financial plan is essential

Building wealth without a financial plan may be like searching for a destination without a map. You might miss the most efficient route, take an unnecessary detour, or miss your intended target altogether. A clear…

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A person sitting with their feet up. Why doing nothing might be the hardest investment strategy to follow

Once you have made an investment strategy, often doing nothing is the best course of action. Yet, it’s an approach that might be more difficult to stick to than you expect. Investment markets often experience…

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A couple enjoying a meal in a restaurant. How to manage lifestyle inflation to keep your long-term goals on track

Like inflation, lifestyle inflation could affect your finances, and you might not be aware of the effects straightaway. Find out how it might impede your ability to reach your goals and some ways to manage…

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Ottery St Mary,
Devon
EX11 1AF

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© Otter Financial Services Ltd 2026. Otter Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA reference number 593699. Registered in England and Wales as a Limited Company No. 3576260. Registered Address: 62 Mill Street, Ottery St Mary, Devon, EX11 1AF.

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