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A representation of a physical Bitcoin. Why does the crypto market experience high volatility?

Cryptoassets are not regulated financial products so please be aware that trading them carries a considerable amount of risk for your capital. Cryptocurrencies are also not covered by existing consumer protection laws and are not…

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A man with his head in his hands. The burnout signs business owners should be aware of

Burnout is a state of emotional and mental exhaustion caused by prolonged stress. As a business owner, being aware of the signs could help you spot when it might be affecting you or your team….

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A multigenerational, diverse group of friends 4 ways you could pass on wealth and protect your chosen family

Estate planning isn’t always as straightforward as leaving everything to a spouse or direct descendant. In fact, many people in the UK are opting to leave some or all of their wealth to their “chosen…

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A man reading a book. The importance of managing your pension withdrawals to protect your retirement lifestyle

Managing your pension doesn’t stop once you retire and start to draw an income from it. In fact, your pension still needs careful attention in retirement – just as much as when you were contributing…

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Grandfather hugging his grandchild. 5 ways a cashflow model could support your estate plan

Deciding how you’d like your assets to be managed later in life and after you pass away may be intimidating. However, a cashflow model could help you answer both financial and emotional questions, so you’re…

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A person using an ATM to withdraw cash. How psychology might affect your view of cash and safety

How your brain works can affect how you view wealth and different assets. For many, this can mean cash feels like a safer option than alternatives, but it’s not always the right one. Indeed, sometimes…

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© Otter Financial Services Ltd 2026. Otter Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA reference number 593699. Registered in England and Wales as a Limited Company No. 3576260. Registered Address: 62 Mill Street, Ottery St Mary, Devon, EX11 1AF.

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