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A close up of an elderly couple holding hands. How to protect vulnerable family members from financial abuse

Sadly, vulnerable people are more likely to be a victim of financial abuse. However, if you think a family member may be at risk, keeping an eye out for signs of financial abuse could prevent…

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A woman looking through some paperwork with a laptop in front of her. Income Tax freeze means 1 in 5 could pay the higher rate by 2024/25. Here’s how you could reduce your liability

Last year, former chancellor Rishi Sunak announced that he would freeze Income Tax thresholds until 2026, and it means far more people will be paying the higher- or additional-rate tax in the future. Coupled with…

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An older couple walking through a park as one pushes a bike. Should you voluntarily pay National Insurance contributions to boost your State Pension?

The State Pension is often an important part of your retirement income, so should you top up your National Insurance contributions (NICs) to increase it? Even if you have other pensions or income in retirement,…

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An older couple eating at a restaurant while on holiday. Modern retirees are increasing their spending in later years, and it could affect your financial security

A trend among modern retirees to increase their spending as they get older could mean that some run out of money during their lifetime. The new research is an important reminder to consider how your…

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Three children sitting in a woodland den they’ve built. National Trust locations offering fantastic activities during the summer holidays

With the summer holidays drawing closer, you might be searching for exciting activities to keep your children or grandchildren entertained while they’re off school. National Trust properties across the country are hosting fun activities and…

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The Glacier Express in Switzerland passing over a viaduct in a snowy, mountainous landscape. The most beautiful train journeys you can take across Europe

Travelling doesn’t have to just get you from A to B. These stunning train journeys can evoke the feel of a bygone era of luxury train travel through scenic Europe. Luxury train journeys were first…

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EX11 1AF

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© Otter Financial Services Ltd 2026. Otter Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA reference number 593699. Registered in England and Wales as a Limited Company No. 3576260. Registered Address: 62 Mill Street, Ottery St Mary, Devon, EX11 1AF.

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