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An older couple smiling and hugging at the dinner table. The minimum pension contribution may not be enough. Here are 3 reasons to increase your contributions

Pension auto-enrolment means that if you’re employed you’ve likely been automatically enrolled into a pension and contributions are deducted from your pay. However, the minimum contributions may not be enough to secure the retirement you…

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An older woman working on a laptop. Two-thirds of retirees are planning a flexible retirement, but many don’t understand the potential tax implications

More retirees are planning to work in some way after they retire. While this flexibility can boost your income and help you strike a work-life balance that suits you, it can lead to some tax…

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A family stopping on a wooden bridge to point at something in the distance. Summer’s almost here, so read about why the warmer months can boost your mood

Whether you’re at home or on holiday, the sun shining can boost your mood. As the summer months draw near, if you feel like a weight has been lifted from your shoulders and you notice…

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A supermarket trolley filled with groceries. How a virtual “shopping basket” is used to calculate the rate of inflation

Over the last few months, you’ve probably heard a lot about inflation and the effect it can have on your cost of living. While you may be familiar with the headline figures, how is it…

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Two people reviewing financial data and graphs. Investment funds: How do they work and how they could play an important role in your portfolio?

Investment funds often make up an important part of an investment portfolio and overall financial plan. If you’re not sure how they work or why they can complement your goals, find out here. When you…

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A mature couple jogging across a bridge. 80% of over-55s don’t have a Lasting Power of Attorney in place. Overlooking this could place you in a vulnerable position

Do you have a Lasting Power of Attorney (LPA) in place? If you don’t, it could leave you in a vulnerable position if you’re unable to make decisions for yourself, such as after an accident…

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Ottery St Mary,
Devon
EX11 1AF

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© Otter Financial Services Ltd 2026. Otter Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA reference number 593699. Registered in England and Wales as a Limited Company No. 3576260. Registered Address: 62 Mill Street, Ottery St Mary, Devon, EX11 1AF.

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