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A father teaching his young son to ride a bike. Inheritance Tax receipts rise again. What can you do to minimise the bill?

Official figures show that the amount paid in Inheritance Tax (IHT) has increased again. As the IHT thresholds are set to remain the same despite rising inflation, more people will need to consider how IHT…

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An older couple sitting on the sofa and laughing together. A quarter of retirees are relying on an inheritance. Here’s why you shouldn’t

A significant proportion of retirees are relying on inheritances to fund their later years, but research suggests that it could place their future at risk. According to research from abrdn, almost half of UK retirees…

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A couple walking through the Lake District, UK. Why retirees need to consider the effect of inflation on their long-term income

As you may know, inflation (or the “cost of living”) has been rising at a faster pace than usual. If you’re retired, the effect of inflation can be more pronounced and it’s important to understand…

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waves crashing against a lighthouse in a storm 3 tips to manage your concern in an uncertain time

Since the start of 2022, you’ve probably noticed that global markets – and perhaps the value of your pension or investments – have been a little uncertain. Over the last week or two, the ongoing…

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A child laughing as she lays on some grass International Day of Happiness: What could we learn from Bhutan?

20 March 2022 marks the United Nation’s (UN) International Day of Happiness. After two years of challenges due to the Covid-19 pandemic, looking after your wellbeing has never been more important. The annual International Day…

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Close-up of someone walking up some steps Is the interest rate rise good news for savers?

After more than a decade of low interest rates, the Bank of England (BoE) has suggested that it will continue to gradually increase its base rate. With savers suffering from low returns, is that good…

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© Otter Financial Services Ltd 2025. Otter Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA reference number 593699. Registered in England and Wales as a Limited Company No. 3576260. Registered Address: 62 Mill Street, Ottery St Mary, Devon, EX11 1AF.

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