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A hand holding onto a walking stick. 7 in 10 adults haven’t thought about later-life care. Here’s what you should do to create a care plan

Later-life care can be a difficult topic to discuss and create a plan for. However, setting out a care plan now means you can rest assured your wishes would be followed and ensure long-term security….

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A couple drinking coffee and looking at some paperwork. The UK ranks 19th globally for retirement security. Here’s why and what you can do

How do you think retirement in the UK compares to other countries? According to a report in the Telegraph, the UK ranks 19th, falling behind the likes of Australia, Germany, and Ireland. Read on to…

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An older woman enjoying a cup of coffee and writing in a journal. Before you increase pension withdrawals as the cost of living rises, here’s what you need to consider

As the cost of living rises, you may be considering increasing how much you withdraw from your pension. While it could solve short-term challenges, it’s important that you think about how it could affect your…

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Behavioural finance: The effect of psychology on investors

You should base financial decisions on logic and facts. But psychology can have a much larger effect than you think, and it can lead to you making decisions that aren’t right for you. Read on…

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An image of the street sign of Downing Street, London Why it’s important to remain calm amid continuing economic uncertainty

It would be fair to say that the recent “mini-Budget” ended up being anything but. A series of tax cuts, the reversal of both the National Insurance increase and a planned Corporation Tax rise, and…

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Liz Truss outside Downing Street, London. Everything you need to know about the “emergency mini-budget”

With a new prime minister having taken office earlier this month, the government has begun to announce its plans for stimulating the UK economy during the cost of living crisis. Kwasi Kwarteng delivered what has…

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© Otter Financial Services Ltd 2026. Otter Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA reference number 593699. Registered in England and Wales as a Limited Company No. 3576260. Registered Address: 62 Mill Street, Ottery St Mary, Devon, EX11 1AF.

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