The importance of longevity when planning for the future
When you’re planning your financial future, you’ve probably considered how much you need and how much you can afford to put away. But when you’re planning your retirement, have you factored in longevity? At a…
Should you stop pension contributions if you’re approaching the Lifetime Allowance?
If you’ve been saving into a pension throughout your working life, you might be closer to the Lifetime Allowance than you think. Going over the threshold could mean facing additional tax charges on your future…
Dimensional’s 2018 Market Review
After a year of investment market volatility, we’ve found the insights of Dimensional’s 2018 Market Review perceptive and useful as we look back over 2018 and plan for another year. Dimensional’s straightforward approach is what…
We’ve achieved BS 8577 accreditation: What does it mean?
We’re thrilled to announce that Otter Financial has recently been awarded British Standard (BS) 8577 accreditation as part of our ongoing commitment to deliver an exceptional service to all our clients. It marks us as…
One million Brits unable to work for more than a month each year
When it comes to falling ill or being injured for an extended period of time, we often think it won’t happen to us. But when questioned about it, research shows it’s something that worries more…
Why planning for the unexpected is important in retirement
During your working years, you may have actively planned for the unexpected. Perhaps you set aside some of your income each month to cover emergencies or took out a protection product to act as a…