Pension cold calling ban: What does it mean for scams?
The long-awaited ban on pension cold calling came into effect on the 9th January 2019. In a bid to protect pensioners being targeted by fraudsters, the ban has now been approved into law. It’s a…
What should you know about your pension?
How much do you know about your pension? Do you believe that you’re responsible for your retirement plans? In the UK, around a quarter of individuals feel that their employer, the state or a pension…
Getting to grips with the Nil Rate Band for Inheritance Tax
Inheritance Tax (IHT) is one of the most controversial taxes and it’s one that can lead to much confusion. If you’re planning how you’ll pass your wealth on to loved ones, IHT can be difficult…
Seven signs that your investment portfolio could benefit from a review
When was the last time you reviewed your investment portfolio? It’s a task that can seem daunting and a one that’s easily forgotten about as life gets in the way. But it’s an important step…
Why are Final Salary pension transfers increasing?
More retirees with a Final Salary pension are choosing to take their money out of schemes and transfer into a Defined Contribution (DC) scheme instead. But why are they choosing to give up an income…
New Year resolutions to improve financial security
New Year is just around the corner, and what better time to make a commitment to improving your financial security in the future. Making a few financial changes next year could improve your finances in…