The Capital Gains Tax essentials you need to know
The amount of Capital Gains Tax (CGT) investors collectively pay is set to soar over the next six years. According to a Telegraph article (11 December 2025), the Office for Budget Responsibility (OBR) has adjusted…
Explained: Why your pension could become liable for Inheritance Tax
Next year, a significant change to how pensions are treated when calculating Inheritance Tax (IHT) could mean more families become liable for the tax. Here’s what you need to know to understand if your estate…
Turning wealth into happiness: Why a plan makes a difference
The saying “money can’t buy happiness” is true. Wealth doesn’t automatically mean you’ll be happier, but it could give you the freedom to focus on the things you enjoy and boost your wellbeing as a…
How cashflow modelling can act as an early warning system for financial shocks
Financial shocks can have a devastating effect on your short- and long-term finances. While you can’t remove the unexpected from your life, it is possible to be prepared, and a cashflow model could help you…
5 tips for overcoming the fear of investment uncertainty
Investing money can feel daunting because you can’t be sure what your returns will be or whether you’ll suffer a loss. While you can’t eliminate uncertainty from investing, there may be things you can do…
How to be a successful investor: The importance of patience
Once you’ve set out your investment goal and strategy, what comes next? Often, it’s time to test an important investment skill – your patience. The average investor might benefit from a long-term approach When you…