How to rethink ageing and build a positive mindset
In western societies, ageing is often seen as a negative experience that people try to delay or deny as long as possible. Just think about the number of ads and social media posts you’ve seen…
Author: Damien Clyburn
How to rethink ageing and build a positive mindset
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5 cryptoasset myths busted
Cryptoassets may not be regulated financial products, so please be aware that trading them carries a considerable amount of risk for your capital. Cryptocurrencies are also not covered by existing consumer protection laws and are…
Explained: When Inheritance Tax could apply to gifts
Gifting assets during your lifetime has become a common strategy for reducing a potential Inheritance Tax (IHT) bill. Indeed, according to Paragon Bank (31 July 2025), 1 in 5 savers aged over 65 are passing…
2 upcoming ISA changes you should be aware of
Key changes are being made to ISAs in April 2027, and they could affect how you use the tax-efficient wrapper. You might have read in the news or heard that the ISA allowance is being…
Why updating your cashflow model is essential for staying on track
A cashflow model isn’t a one-off exercise. If you want to use it to inform your financial decisions, regular updates are essential. A cashflow model is a visual representation of your wealth and how it…
Why spotting a financial scam could be harder than you think
Most people are confident they could spot a scam if they were targeted. However, it could be more difficult than you think, especially as fraudsters are increasingly using sophisticated techniques to mislead victims. According to…