The tax man received over £5 billion last year, don’t leave him an inheritance
Would you prefer the money you leave behind to go to your loved ones, or the tax man? Last year, over £5 billion was taken from people’s estates in Inheritance Tax (IHT) and this year,…
Speaking of money: How to hold productive discussions about household finances
How often does the topic of money come up around your dinner table? Less than half (49%) of European couples find household finance meetings exciting, according to ING. That’s okay, not everyone is interested in…
Hope for savers as Cash ISA interest rates begin to rise
The past decade has been miserable for savers. Low interest rates, coupled with prolonged periods of relatively high inflation has meant that capital held in savings accounts is guaranteed to lose value. However, research now…
The ABCs of Behavioural Biases (F–H)
Let’s continue our alphabetic tour of common behavioural biases that distract otherwise rational investors from making best choices about their wealth. Today, we’ll tackle: fear, framing, greed and herd mentality. Fear What is it? You…
The gender pay gap: even pensions are not immune
By the age of 50, men’s pension pots are double the size of women’s, according to research from Aegon. Why? • The gender pay gap • Differences in working hours • Family responsibilities What is…
Four things to help you feel more financially secure when you retire
Unsure about your financial stability in retirement? You’re not alone. Just under half (46%) of people due to retire in 2018 feel that they are financially underprepared for retirement, according to Prudential. That is despite…