Hope for savers as Cash ISA interest rates begin to rise
The past decade has been miserable for savers. Low interest rates, coupled with prolonged periods of relatively high inflation has meant that capital held in savings accounts is guaranteed to lose value. However, research now…
The ABCs of Behavioural Biases (F–H)
Let’s continue our alphabetic tour of common behavioural biases that distract otherwise rational investors from making best choices about their wealth. Today, we’ll tackle: fear, framing, greed and herd mentality. Fear What is it? You…
The gender pay gap: even pensions are not immune
By the age of 50, men’s pension pots are double the size of women’s, according to research from Aegon. Why? • The gender pay gap • Differences in working hours • Family responsibilities What is…
Four things to help you feel more financially secure when you retire
Unsure about your financial stability in retirement? You’re not alone. Just under half (46%) of people due to retire in 2018 feel that they are financially underprepared for retirement, according to Prudential. That is despite…
Why lattes cost far more than you think
A new outfit, a cup of coffee, pizza on a Friday night. They’re small, impulsive purchases, but they soon add up. Research from Scottish Widows shows that each month, we each spend an average of…
Are you a DINO in danger of extinction?
Two incomes are better than one. But what happens when one income suddenly stops? For millions of people, it could mean significant financial danger, due to a lack of savings and insurance. Who is in…