Why regular financial reviews are critical for achieving aspirations
You’ve set out a financial plan and followed the course of action you were advised on. Now, you can simply kick back and forget about it, right? Wrong. Effective financial planning is about much more…
Why are more people choosing to retire later?
Those approaching retirement age are shunning the traditional route when it comes to giving up work. For most people, the thought of handing in their notice and giving up their career in one fell swoop…
Considerations when you’re saving for a child’s future
With university fees, rising house prices and other financial pressures, young adults can struggle to achieve financial security and tick off milestones. If you’ve got children or grandchildren, you may be considering starting a nest…
Are your cash savings delivering the best returns?
From a young age, we’re told to save for a rainy day. Hopefully, it’s a message that’s instilled some good money habits into adulthood, setting you on the right path for future goals, be it…
The importance of longevity when planning for the future
When you’re planning your financial future, you’ve probably considered how much you need and how much you can afford to put away. But when you’re planning your retirement, have you factored in longevity? At a…
Should you stop pension contributions if you’re approaching the Lifetime Allowance?
If you’ve been saving into a pension throughout your working life, you might be closer to the Lifetime Allowance than you think. Going over the threshold could mean facing additional tax charges on your future…