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A robot holding its chin while thinking 3 tips for using AI to amplify your skills

Artificial intelligence (AI) can be a powerful tool to boost your productivity and skills in a broad range of areas. But knowing how to use it effectively isn’t as simple as it might sound. AI…

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A representation of Bitcoins. 5 questions to consider before you choose high-risk crypto investments

Cryptoassets may not be regulated financial products so please be aware that trading them carries a considerable amount of risk for your capital. Cryptocurrencies are also not covered by existing consumer protection laws and are…

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A person signing a will. 4 ways you could choose to pass on assets to loved ones

Do you want to create a legacy by passing on assets to your loved ones? There’s more than one way to do it, and you might want to combine several different options. As part of…

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Three padlocks on a chain. Why the State Pension triple lock matters for retirees

The triple lock increases the State Pension year-on-year to protect pensioners from the effects of inflation. Learn how the triple lock works, how it benefits retirees, and two additional strategies you might use to mitigate…

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A man in his 50s thinking while using a laptop 5 questions to answer before you withdraw a pension lump sum to reduce Inheritance Tax

From 6 April 2027, many unused pension pots will be included in Inheritance Tax (IHT) calculations. Since the government announced the change in the 2024 Autumn Budget, an increasing number of people have opted to…

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Someone taking money out of a wallet. Why you could benefit from reviewing your financial habits as you transition into retirement

Retirement is a significant life transition. Some of the financial habits that served you well during your working life might no longer suit your retirement lifestyle. Sticking to your current financial habits could mean you…

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Ottery St Mary,
Devon
EX11 1AF

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© Otter Financial Services Ltd 2026. Otter Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA reference number 593699. Registered in England and Wales as a Limited Company No. 3576260. Registered Address: 62 Mill Street, Ottery St Mary, Devon, EX11 1AF.

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