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A family playing a game together. Financial protection: 3 useful questions to help you calculate appropriate cover

Financial protection may provide you or your loved ones with a financial injection when you need it most. Calculating what level of cover is appropriate for you is an essential step to take when comparing…

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A band playing on stage. Are your money beliefs helping you make great financial decisions?

This guest blog was written by Chris Budd who wrote the original Financial Wellbeing Book, and also the Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than…

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Top tips to help you avoid financial scams after the M&S data breach

You may have seen the recent headlines about Marks & Spencer (M&S) and the significant cyberattacks the retailer has been a victim of, causing immense disruption to its online operations and costing an estimated £300…

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Two men taking in a coffee shop. How to start talking about loneliness and why it’s important

According to the Belonging Study 2025, around 3 in 10 adults in the UK say they feel lonely often or some of the time, and a further 27% experience it occasionally. It’s something many people…

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A man looking at graphs on a tablet. What does “diversified” mean when you’re investing?

Investing can seem like it’s filled with jargon that’s difficult to get your head around. “Diversification” is one such common term you may have come across. Read on to find out what it means and…

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A woman using a phone and calculator. 5 shrewd ways to avoid paying tax on your savings

24% of people think all their savings are tax-free, according to a Lloyds Bank survey carried out in February 2025. However, they could be in for an unexpected shock, as the interest earned on savings…

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EX11 1AF

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© Otter Financial Services Ltd 2025. Otter Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA reference number 593699. Registered in England and Wales as a Limited Company No. 3576260. Registered Address: 62 Mill Street, Ottery St Mary, Devon, EX11 1AF.

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