What is an ISA?
An ISA, or Individual Savings Account, is a type of savings or investment account which has significant tax benefits and can be used in a variety of ways. There are a range of ISA account…
What is an ISA?
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Disappointing launch for peer to peer ISAs
Individual Savings Accounts, or ISAs as they are ubiquitously known, have been the savings and investment account of choice for many since their launch in 1999. What’s not to love? They offer tax efficient returns,…
Final Salary pensions: Why are transfer values rising?
New research, by Xafinity, has shown that Final Salary pension (also known as Defined Benefit pensions) transfer values rose by 3% in August. The rise is predominantly due to a fall in the yield on…
Retirees 46% worse off than a decade ago
People retiring today could be forgiven for feeling a little short-changed. We’re now a decade beyond the beginning of the financial crisis. However, the extent of its impact on our long-term retirement planning is only…
What happens to your pension when you die?
Let’s deal with the elephant in the room straightaway. Yes, this is an article about pensions and death; neither the most pleasant of topics. But, taken together, hugely important. One of the myths about pensions,…
What is a SIPP?
Aside from being the safest way to drink a hot cup of tea, a SIPP is type of personal pension that allows the holder greater flexibility over how their money is invested. As is the…
