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A grandfather using a laptop with his adult son and grandchild. 5 crucial things you need to consider when reviewing your estate plan

If you have an estate plan, you shouldn’t simply forget about it. Instead, regular reviews can help ensure it continues to reflect your wishes and circumstances. Sometimes you may have a specific reason to review…

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An older couple driving in an open-top car. Annuity rates are rising, and they could provide retirees with a valuable reliable income

Annuities used to be an essential part of retirement planning, but they’ve fallen out of favour since the government introduced Pension Freedoms legislation in 2015. However, now that annuity rates are beginning to rise, they…

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An older couple walking through a park. Why September’s inflation rate could deliver a bumper boost to your State Pension

For months, you’ve probably heard about the cost of living crisis and how it means your budget needs to stretch further. However, if you collect the State Pension, the high rate of inflation could mean…

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A woman holding a smart energy meter. As energy prices rise, here’s how you can assess your home’s energy efficiency

In the last year, energy prices have soared. As a result, you may be thinking about how you can reduce your usage or improve how efficient your home is. The conflict in Ukraine has had…

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A customer handing over a bank card to pay for goods in a supermarket. Inflation: What happened the last time the cost of living was rising this rapidly?

The cost of living is rising quicker than has been normal in the last few decades. Indeed, the last time inflation was this high was in the 1980s. So, what happened then compared to now?…

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A father talking to his adult son. 5 compelling reasons why you should share a financial planner with your family

Money and financial decisions are often seen as a personal matter. However, making your family part of the financial planning process and discussing your goals with them can be valuable. A report from M&G Wealth…

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EX11 1AF

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© Otter Financial Services Ltd 2026. Otter Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA reference number 593699. Registered in England and Wales as a Limited Company No. 3576260. Registered Address: 62 Mill Street, Ottery St Mary, Devon, EX11 1AF.

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