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A couple walking their dog. Annuity rates soar 52% in 2022 and could provide security amid uncertainty

Annuity rates are rising, and they could provide retirees with a way to create a secure income during times of volatility and high inflation. Read on to find out if an annuity is something you…

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A man reading a newspaper at a table. After the risk of pensions collapsing made headlines, here’s how your retirement savings are protected

Recently, you may have read headlines about how pension funds were close to collapsing. Naturally, you may be worried about your retirement savings and what protection is in place. Read on to find out.  In…

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A mature couple visiting an ancient amphitheatre. 6 essential steps to take if you’re retiring in 2023

If you’re retiring in 2023, congratulations! It’s an exciting milestone that you’re no doubt looking forward to. Here are six practical steps to take now to make sure you can retire with confidence and be…

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Someone looking at investment performance on a phone. Behavioural finance: 5 effective ways you can reduce the impact of bias

When you need to process information, it’s common to take shortcuts and rely on bias. It’s an approach that can be useful in some situations, but it can also lead to decisions that aren’t right…

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Your autumn statement update and what it means for you Your autumn statement update and what it means for you

It has been a tumultuous year in British politics, with three prime ministers and four chancellors holding office. After the calamitous “mini-Budget” ushered in the demise of Liz Truss and Kwasi Kwarteng, new chancellor Jeremy…

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A woman placing money in a piggy bank. Interest rates are finally rising for savers, but inflation can still reduce value in real terms

As interest rates start to rise for the first time in more than a decade, a report suggests that savers are pulling their money out of investments in favour of cash accounts. But while the…

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© Otter Financial Services Ltd 2025. Otter Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA reference number 593699. Registered in England and Wales as a Limited Company No. 3576260. Registered Address: 62 Mill Street, Ottery St Mary, Devon, EX11 1AF.

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