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Someone looking at investment performance on a phone. Behavioural finance: 6 unexpected ways bias could affect your financial decisions

How much does bias affect your financial decisions? While you may try to make decisions based on facts, it can be much easier than you think to overlook when your decisions are being influenced by…

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Someone checking energy use on a smart phone. 10 simple ways to cut your carbon footprint and reduce your energy bills

Reducing your energy consumption can be a great way to cut your carbon footprint, lessening your personal impact on the environment and potentially helping to limit the devastating effects of climate change. As living costs…

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A family enjoying dinner together. Living legacies are on the rise. Here’s what you need to know about them

More people are choosing to gift wealth during their lifetime rather than leaving assets as an inheritance. There are benefits to choosing a living legacy, but there are things you need to consider too, including…

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A hand holding onto a walking stick. 7 in 10 adults haven’t thought about later-life care. Here’s what you should do to create a care plan

Later-life care can be a difficult topic to discuss and create a plan for. However, setting out a care plan now means you can rest assured your wishes would be followed and ensure long-term security….

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A couple drinking coffee and looking at some paperwork. The UK ranks 19th globally for retirement security. Here’s why and what you can do

How do you think retirement in the UK compares to other countries? According to a report in the Telegraph, the UK ranks 19th, falling behind the likes of Australia, Germany, and Ireland. Read on to…

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An older woman enjoying a cup of coffee and writing in a journal. Before you increase pension withdrawals as the cost of living rises, here’s what you need to consider

As the cost of living rises, you may be considering increasing how much you withdraw from your pension. While it could solve short-term challenges, it’s important that you think about how it could affect your…

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EX11 1AF

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© Otter Financial Services Ltd 2025. Otter Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA reference number 593699. Registered in England and Wales as a Limited Company No. 3576260. Registered Address: 62 Mill Street, Ottery St Mary, Devon, EX11 1AF.

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