Explained: Your 3 main options when accessing your pension for the first time
If you’re saving into a defined contribution (DC) pension, you can choose how you access the money. You’ll also be responsible for ensuring the savings provide you with an income for the rest of your…
Is your mindset holding you back from enjoying your retirement? Financial planning could help
When you think about retirement planning, what challenges come to mind? While ensuring you have enough saved and that you don’t run out of money are common concerns, there is one you may have overlooked:…
Estate planning: How to understand the value of your assets and estate
When you’re deciding how to pass on assets and who you want them to go to, understanding their value, and how this might change, is crucial. Last month, you read about why estate planning should…
8 mood-boosting tips to battle seasonal affective disorder and get you through winter
It’s common to feel low during the wintertime. In fact, the NHS reports that seasonal affective disorder (SAD) affects around 2 million people in the UK and more than 12 million across northern Europe. SAD…
Why a hands-off approach could make sense when you invest
While it can be tempting to actively monitor and manage your investments, taking a back seat could lead to better outcomes. There’s a saying that “the best investors are dead” because they’re not tempted to…
3 key autumn statement changes you need to be aware of for the new tax year
Last year, chancellor Jeremy Hunt made some key announcements during the autumn statement that could affect how much tax you pay from April. Reviewing your financial plan could help you understand if you’ll be affected…