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A couple walking in a park and pushing a bike. 5 valuable reasons planning with your partner could cut your tax bill

Households are paying more in taxes, research suggests. At a time when high inflation may be affecting your outgoings, finding ways to reduce your tax bill could be valuable. If you’re married or in a…

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A man reading a newspaper. 4 annuity myths that could mean you’re missing out on security in retirement

Annuities could provide you with income security in retirement. Despite this being a common goal among many thinking about their future, misconceptions may mean retirees are overlooking annuities.  According to a Standard Life study, almost…

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financial review 2 key reasons why you may want to update your plan during a financial review

Regular financial reviews may help keep you on track to meet your goals and give you confidence in the steps you’re taking. As well as reviewing your assets, you might also want to make changes…

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A man writing notes in a planner. 5 simple tips that could help you make better decisions

When you’re facing big life decisions, it can be difficult to know which choice to take. Read on to learn some simple tips that could improve your decision-making.  According to Eva Krockow, a lecturer at…

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A man withdrawing money from an ATM. Inflation has cost savers £113 billion in real terms in the last year

High inflation over the last year has collectively cost savers billions of pounds in real terms, according to an Independent report. Have you considered the effect the rising cost of living could have on your…

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Someone handing a person a wrapped gift. 3 essential factors to consider if you plan to gift wealth to avoid Inheritance Tax

Figures suggest more families are gifting to avoid Inheritance Tax (IHT). While passing on assets to loved ones may seem like a clear solution, it isn’t always so simple.  More estates are becoming liable for…

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© Otter Financial Services Ltd 2025. Otter Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA reference number 593699. Registered in England and Wales as a Limited Company No. 3576260. Registered Address: 62 Mill Street, Ottery St Mary, Devon, EX11 1AF.

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