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A family walking through dunes. The essentials you need to know if you’re considering gifting your home to your children

Your home is likely to be one of the largest assets you own. Indeed, according to the Halifax House Price Index, in August 2025, the average house in the UK was worth almost £300,000. So,…

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Close-up of hands holding a red heart 3 steps you can take to create a charitable legacy

Leaving a legacy to charity in your will is a great way to support the causes that are close to your heart. It can also serve as a thank you for the support you, a…

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A person looking at their email on their phone. £48,000 was lost to pension fraud every day in 2024

In September 2025, Action Fraud warned pension savers must remain vigilant as more than £17.5 million was lost to pension fraud in 2024 – roughly £48,000 every single day. Read on to find out how…

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A woman looking at art in a gallery. How a cashflow model can turn retirement anxiety into excitement

Retiring should be a milestone you look forward to. It’s a chance to spend your time how you want and do the things you’ve been putting off because work has been in the way. Yet,…

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Two men talking in a café. 5 signs that financial bias could be affecting your decisions

Everyone is affected by bias when they’re making decisions. However, while some choices will have little effect on your future, financial decisions could significantly affect your long-term security. When it comes to money, you ideally…

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A woman talking during a work meeting. Phasing into retirement: The flexible options you might consider

Traditionally, you’d go from full-time employment to retirement on a set date. Now, more workers are embracing retirement flexibility and choosing to phase gradually into the next stage of their lives. Indeed, a survey published…

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EX11 1AF

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© Otter Financial Services Ltd 2025. Otter Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA reference number 593699. Registered in England and Wales as a Limited Company No. 3576260. Registered Address: 62 Mill Street, Ottery St Mary, Devon, EX11 1AF.

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