Increase in over-65’s debt. Six tips for those affected
By the end of 2018, over-65s are expected to owe a collective £86 billion, according to research from More 2 Life. If left unchecked, this figure could reach £142 billion in 10 years. Are you,…
How making the wrong borrowing decisions can affect mental health
Common mental health issues, such as anxiety and depression, affect one in six UK adults. In addition, 35-50% of those with severe mental health problems are untreated. (Source: Mental Health Foundation) People who suffer from…
The next generation: How much help should you give to children at uni?
Could you let your child struggle financially and fend for themselves, or is it your responsibility to make sure they are totally comfortable when they eventually enter the adult world? Potentially, you might think that…
Who are last-time buyers, and what challenges do they face?
The name ‘last-time buyers’ probably gives a lot away about who fits into the category. They are people who are planning to buy a home to live comfortably in during retirement, and potentially for the…
Balancing investment risk in the years leading up to retirement
After working hard for many years and diligently saving, it is not surprising that many people begin to reign in the control they have over their capital as retirement age approaches. For instance, research from…
The ‘pocket money economy’: How an income in early life can increase your children’s financial skills
Could the way you give your children pocket money improve their money-handling skills and better prepare them for the challenges of adult life? It could certainly help them to develop strong saving habits, with research…