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Top tips to help you avoid financial scams after the M&S data breach

You may have seen the recent headlines about Marks & Spencer (M&S) and the significant cyberattacks the retailer has been a victim of, causing immense disruption to its online operations and costing an estimated £300…

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Two men taking in a coffee shop. How to start talking about loneliness and why it’s important

According to the Belonging Study 2025, around 3 in 10 adults in the UK say they feel lonely often or some of the time, and a further 27% experience it occasionally. It’s something many people…

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A man looking at graphs on a tablet. What does “diversified” mean when you’re investing?

Investing can seem like it’s filled with jargon that’s difficult to get your head around. “Diversification” is one such common term you may have come across. Read on to find out what it means and…

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A woman using a phone and calculator. 5 shrewd ways to avoid paying tax on your savings

24% of people think all their savings are tax-free, according to a Lloyds Bank survey carried out in February 2025. However, they could be in for an unexpected shock, as the interest earned on savings…

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A couple laughing together at a café. Key financial planning challenges couples face and how we could solve them

Creating a financial plan can seem complicated, especially if you need to take into account your partner’s views, assets, and goals. At times, you might have conflicting ideas about what is “right” and it can…

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A man looking at investment performance on his phone. 4 ways overconfidence could lead to poor investment decision-making

Confidence when you’re handling your finances is a good thing. It can help you feel in control of your financial future, but it is possible to be overconfident too. Indeed, overconfidence is a type of…

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© Otter Financial Services Ltd 2025. Otter Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA reference number 593699. Registered in England and Wales as a Limited Company No. 3576260. Registered Address: 62 Mill Street, Ottery St Mary, Devon, EX11 1AF.

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