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A person using a smartphone to read the news. Why tuning out political speculation may help you stick to your financial plan

In a historic victory, the Labour Party won a majority in the 4 July 2024 general election. After 14 years of Conservative government, you might be wondering what the change means for you and your…

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A group of friends hiking and laughing together. How to boost your composure and reduce investing FOMO

Have you ever invested due to a fear of missing out (FOMO)? Fearing that you’ll overlook the next big opportunity to grow your wealth might lead you to take on more risk or increase your…

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Parent and child holding hands. Inheritance Tax: The basics you need to know about the “death tax”

Often dubbed “death tax” or “Britain’s most-hated tax” in the media, Inheritance Tax (IHT) may seem complex, and you might be unsure if it’s something you should consider as part of your estate plan. Over…

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What is cholesterol and how does it affect your health?

The BBC reports that heart-related deaths are at a 14-year high. One of the biggest risk factors is high cholesterol, a condition that over half of UK adults live with every day. While high cholesterol…

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How to effectively protect your identity and your finances from criminals

Identity theft is a significant problem in the UK. Indeed, Infosecurity Magazine reports that 4.3% of the population – that’s 1.9 million Brits – had their identity stolen and used by fraudsters to open a…

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How to use life insurance to cover a future Inheritance Tax bill for your family

The amount the government collects through Inheritance Tax (IHT) is on the rise, and freezes to allowances mean it’s expected to increase further. If your family could face a bill when you pass away, life…

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© Otter Financial Services Ltd 2026. Otter Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA reference number 593699. Registered in England and Wales as a Limited Company No. 3576260. Registered Address: 62 Mill Street, Ottery St Mary, Devon, EX11 1AF.

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